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Watchko-Young Insurance
Rick Young
770.421.9000
The proper home insurance coverage consists of buying the right type of policy, having the proper levels of protection within that policy — including special provisions for jewelry, your computer stuff, and other particularly valuable possessions — and supplementing this coverage with special protection against natural disasters that are not covered in your basic policy.
Homeowners with mortgages are required by their lenders to have home insurance.
Many people may think that the policy terms required by their lenders represent
"OK" levels of insurance, but this may not be true. Lenders want to
make sure their exposure is covered, but that can happen without you being fully
protected. Thus, it's important that you calculate your needs as well and make
sure they are reflected in your coverage.